Protected retirement solutions
No plan in life is complete without protection
What happens if a participant's retirement plan doesn't go..as planned?
We get it. That’s why we developed two types of investment options so you can help participants prepare for – and protect – their retirement:
Principal protection and Protected retirement income
Offer your participants protection from market uncertainty
Help participants envision retirement income they can't outlive
Ofrecemos fondos de inversión colectiva de fecha objetivo que pueden ayudar a los participantes a preocuparse menos por quedarse sin dinero durante la jubilación. Participants can take advantage of protected retirement income solutions that offer:
- Protected income for life — Provides retirement income they can't outlive, and isn't dependent on market conditions
- Potencial de crecimiento: ofrece la oportunidad de aumentar los ahorros, gracias a las trayectorias de deslizamiento de la inversión hacia la jubilación y durante esta
- Experiencia simplificada: accesible dentro de un plan de jubilación patrocinado por el empleador, y ofrece precios institucionales
- Greater flexibility — Preserves access to account balance without surrender charges or penalties2
You have the choice of offering a protected retirement income solution in the way that works best for your plan:
1
Add solution to your standard investment lineup for participants to select on their own
2
Set it as your plan’s Default Investment, or as part of our new Dynamic Default feature
3
Offer as part of Nationwide ProAccount® to give participants the advice they crave3
Why protected retirement solutions are important for you and your participants
Los participantes están demorando la jubilación
Employers are impacted, too
- Many employers report that these delays can raise the cost of salaries and benefits, impacting the ability to hire new talent4
- EY research demonstrates how protected retirement solutions can benefit you.
Watch a short video to see how you can enhance your plan
Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value
[1] Fees associated with plan recordkeeping may still apply, and in some instances, result in a reduction in principal.
[2] Withdrawals may result in a proportional reduction of the associated income guarantee.
[3] Only some solutions may be available through Nationwide ProAccount, please reach out to learn more about availability.
[4] Nationwide Retirement Institute’s 2023 In-Plan Lifetime Income Survey.
Invertir supone un riesgo de mercado, como la posible pérdida de capital de un préstamo, y no hay garantía de que se logren los objetivos de inversión.
Las garantías están sujetas a la capacidad de pago de los reclamos de la compañía emisora del seguro.
Las disposiciones de estas opciones pueden variar según la selección del plan o la norma estatal. Es posible que estas opciones de inversión no estén disponibles en todos los estados.
Nationwide Investment Advisors, LLC (NIA) ofrece asesoramiento de inversiones a los participantes del plan inscritos en Nationwide ProAccount. NIA es un asesor de inversiones registrado en la Comisión de Valores y Bolsa (SEC) y una compañía afiliada de Nationwide. NIA les aplica a los participantes un cargo basado en los activos por los servicios de cuenta administrada. Cuando corresponde, los productos de jubilación son ofrecidos por Nationwide Trust Company, FSB o Nationwide Life Insurance Company.
Nationwide, la N y el águila de Nationwide, Nationwide Retirement Institute, Nationwide ProAccount y Nationwide Indexed Principal Protection son marcas de servicio de Nationwide Mutual Insurance Company. © 2024 Nationwide
